Connecticut’s Insurance Department continue to investigate insurance brokers for any type of misconduct that comes across their radar, even innocent mistakes. Sure, it may not seem like a big deal at first, but what many people don’t realize is your insurance license could be revoked if your case is not handled properly.
As many of the best insurance broker investigation lawyers in Connecticut understand, once you receive notice from the State of Connecticut Insurance Department that there will be an Enforcement Action Hearing (which you will be required to attend), you need to take this seriously. These hearings can result in fines, probation, or even revocation of your insurance license.
Which begs the question… do I need a lawyer for a Connecticut Department of Insurance investigation or enforcement action hearing?
First, and without delay, you should call the State of Connecticut Insurance Department and schedule your hearing. The hearings are public and are held at the Offices of the Insurance Department in Connecticut.
Next, you need to hire a top Connecticut insurance broker lawyer who can work with you and your company to thoroughly investigate the accusations and allegations that the Connecticut Department of Insurance Department has leveled against you.
Your Department of Insurance notification letter may not list of the alleged misconduct that the State of Connecticut Insurance Department is alleging that you committed, so it is impossible to know exactly how serious of a hearing you are facing—that’s why it is extremely important that you hire a top insurance broker lawyer immediately. Remember anything you say to State investigators, examiners, or attorneys can be used against you, another reason why it’s a clear advantage to have a lawyer speaking for you.
Once you get to the hearing, you will be questioned by a panel, which typically includes the Insurance Commissioner (or an assistant), a lawyer for the State of Connecticut Insurance Department, and other examiners and investigators from the Insurance Department. The panel will be asking you a series of questions related to the allegations.
After the hearing is over, the Insurance Commissioner will issue a public decision that could either result in fines, probation, or revocation of your license.
Many people who receive these notices in the mail, either fail to respond to them by the date provided or simply just ignore the notice. If you receive one of these notices from the State of Connecticut Insurance Department and don’t respond, then the Insurance Commissioner will automatically order a default judgment and order that your license be revoked. And that’s not all, as the Insurance Commissioner will also issue a public decision attaching the original complaint and saying that all of the allegations against you have been deemed admitted by your default.
So if you receive a notice in the mail from the State of Connecticut Insurance Department, ask yourself this question: is it worth getting my insurance license revoked to not respond? Remember, no matter what the reason is, if you don’t respond, your license will be revoked. Respond to the notice, schedule your hearing, and contact a top insurance broker lawyer in Connecticut to guide you through the process.
The insurance broker investigation attorneys at Mark Sherman Law can assist you with any Department of Insurance investigation. Whether you just received the notice, or already responded and have a hearing date set, read our online reviews, and then give us a call to discuss your options at (203) 358-4700.