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Stamford Evading Responsibility Auto Insurance Consequences 

Evading responsibility is a traffic offense that can affect more than just your license. Depending on your insurance company, you might have higher premiums or even lose your auto insurance altogether. If you want to know more about Stamford evading responsibility auto insurance consequences, speak with a seasoned evading responsibility lawyer that could answer your questions.

Consequences of an Evading Responsibility Charge

In Stamford, a felony or misdemeanor conviction for evading responsibility will cause a person’s driver’s license to be suspended for 90 days. If an individual has multiple evading responsibility convictions, the Department of Motor Vehicles (“DMV”) may take their license away permanently. Someone can re-apply for a license if their license was previously terminated, but it depends on the circumstance if they get it back.

Reapplying For a License

Typically when the Department of Motor Vehicles (“DMV”) terminates someone’s license, they have to wait at least a year to re-apply. The process for approval to re-apply for a license is the same process to get it in the first place, some involve a written test and a road test.

Impact a Conviction Can Have on Insurance

One of the Stamford evading responsibility auto insurance consequences someone may face is a rise in their premiums. A person’s premium may go up after experiencing an evading responsibility conviction because the insurance company is deeming them to be a high risk and unsafe. Another one of the Stamford evading responsibility auto insurance consequences someone could face s the potential cancellation of their auto insurance plan on their first evading responsibility offense.  In the event that this occurs, a person can shop around to other insurance companies and try to find coverage.

Commonness of Terminating Policies Following an Evading Responsibility Conviction

It is not uncommon for auto insurance companies to terminate a person’s policy after an investigation, but if a conviction occurs, then termination is at the discretion of the auto insurance company. A person can challenge the auto insurance company for terminating their policy in a variety of ways. They can do it internally or they can file a lawsuit.

An experienced lawyer can help a person experiencing a policy termination by contacting the auto insurance company to figure out what exactly happened; help to alleviate their concerns, and to file a lawsuit if necessary.  A person can re-apply for coverage in Stamford.

How to Approach or Not Approach Insurance Adjusters

There are many circumstances where a person should direct their insurance company to speak directly to their attorney, so their attorney can make sure they do not say anything that will get their policy terminated. Some common subjects an adjuster might ask a person about include whether they were drinking if anybody was hurt if the driver was distracted the time of the accident, and basic at-fault issues.

A person who is accused of evading responsibility that makes a statement to an insurance adjuster is important because it could be used against them in a criminal case that may be pending, and it could cause the insurance adjuster to make a finding that will not get them paid or terminate their coverage.

How a Stamford Evading Responsibility Lawyer Could Help

A lawyer can help reduce the insurance adjuster’s concerns about a policyholder by prepping you before giving a statement to make sure that the facts are given as truthful as possible, and make sure that you do not make any statements that could negatively impact your case. If you want to know more about Stamford evading responsibility auto insurance consequences, speak with a skilled lawyer that could answer your questions and protect your rights.